Healthcare insurance for most people, is taken for granted for these reasons:
I used to think this way, but when when financial IQ was moved several notches higher, I came to realize that "Health is Wealth" is true enough. It is not about keeping a healthy lifestyle but also equally important is preparing for health needs during retirement years.
was attracted by a product which cater to three financial solution
which is the best protection one can get. This is available at Kaiser
Health Group International, Inc. It takes care of three aspects of a
person's financial needs:long term health care, insurance and
investment, through its Premium Health Builder long term health care
plan. It is basically a healthcare insurance with built in investment
A complete financial plan should be able to address two basic questions. The first question is, “What if I die too soon, who will take care of my family?” The financial solution to this concern is life insurance.
The second question is, “ What if I live too long, who will take care of me?” The financial solution to this question is investment and long term care. A total financial plan therefore provides for three financial solutions to major financial needs:
Life insurance is instant money. If you die too soon, life insurance can help replace your income to finance your children’s education, pay estate tax, and pay debts and other needs, instantly. Life insurance therefore should not be treated as an expense but an investment on peace of mind.
Investment on the other hand, generates continuing income for you when you retire. When you invest now, it becomes money working for you until you die.
Healthcare insurance provides health protection when you retire or when you stop working. Your healthcare takes care of you when you get old and free your family and relatives of financial strain. How comfortable is your health care situation after retirement depends on a decision you make today.
Kaiser Premium Health Builder is the best healthcare insurance and healthcare plan, so far. It is a unique product of Kaiser International Health Group, Inc. one of the leading Health Maintenance Organization (HMO) in the Philippines. It is registered with the Securities and Exchange Commission (SEC) on June 8, 2004 as health care provider, more than an HMO. It was granted clearance to operate on July 24, 2004 by the Department of Health-Bureau of Health Facilities and Services. Kaiser’s authorized capital stock is P160 million.
Eligible to apply for the Premium Health Builder are 10 to 60 years old. There are different plans to choose from depending on your choice of annual benefit limit. Here are the key features of Kaiser's product catering to three financial solutions in just a policy.
The International Marketing Group (IMG) is the sole broker of Kaiser. Once you are member of IMG, you are licensed to sell Kaiser products. Kaiser brochures are included in the kit when you register. Visit Kaiser's website to know more about its long term healthcare insurance in one product or contact me for application forms and other details.